Membership cover for Uber, DiDi, Ola, taxi and hire car drivers. Clear excess, fast claims, and a real person on the phone when you need one.
Your car is your income. We treat it that way.
Every day off the road costs you money. First Ride Share & Taxi Club exists to get you back behind the wheel quickly, without the runaround, the hold music, or the fine print you only discover at claim time.
We're a discretionary mutual, not an insurance company. That means we're owned by and run for our members, and every dollar we hold is there to look after drivers like you.
Lodge online in minutes. A real claims handler picks it up, not a queue. We'll tell you what happens next and roughly how long it'll take.
Our excess amounts are published on this site. No surprises when you lodge, no hunting through a PDF to find what you'll actually pay.
Cashless settlement at our partner workshops. We deal with the repairer so you don't front the money and chase it later.
Excess. Standard excess applies to every claim. Higher excess applies for P plate and international licence holders, and for drivers aged 21 to 25. Excess is payable when you lodge an at-fault claim.
Not covered. Hail, flood and water damage. Damage to the underside of the vehicle. Theft where keys were left in the car. Driving under the influence, unauthorised drivers, and unroadworthy vehicles.
Membership terms. Membership renews automatically until you cancel in writing. Towing for rideshare vehicles is covered in the metropolitan area. Total loss claims are settled on market value, assessed independently.
